Better than a T or a Surf ShirtBy S. DinnocentiLoved this rash guard. It's better than a T-shirt because of the UV protection without having to put on sunscreen. Not sure of the SPF but can wear it all day without having to put on sunscreen. Rated it a 5 because of the fit. My husband has a little belly but because this fits like a loose T-shirt not a body-hugging surf shirt he does not look ridiculous in it. After having this for a month, bought a second one to have for next year.6 ... » More Information about O'Neill Skins Short Sleeve Rash Tee.Price: $33.95 - $34.95 » Check Discount Price.